Skip to content

Link Kasasa Saver® to your Kasasa Cash® for automatic savings. Earn high interest and never pay a monthly maintenance fee.

Key Features

  • High Interest
  • Automatic Savings
  • Digital/Online Banking
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® and automatically transfers earnings
  • 0.50% APY* on balances up to $100,000.00
  • 0.38% to 0.50% APY on balances over $100,000.00 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital/online banking
  • $200.00 minimum deposit to open 

It’s Easy to Get Paid.

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit or ACH payment*
  • 12 debit card purchases*
  • Be enrolled in online banking and agree to receive e-Statements*

*Additional details related to qualifications may apply

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. You'll still earn our base interest rate on Kasasa Saver. And you can get back to earning your full rewards the very next month.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Reward Information: When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your Kasasa Saver account earn an APY of 0.49% and daily balances over $100,000.00 earn an interest rate of 0.25% on the portion of the daily balance over $100,000.00, resulting in a range from 0.50% to 0.38% APY depending on the account's daily balance. When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/01/2018. APY calculations are based on an assumed balance of $100,000.00 + $100,000.00 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates and rewards, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $200.00 minimum deposit is required to open the account. A linked Kasasa Saver account is required for automatic savings. A Kasasa Cash account is required to have a Kasasa Saver account. Monthly Direct deposit or ACH Credit or ACH Debit, enrollment in online banking, and at least 12 Debit card transactions (POS) per Monthly Qualification Cycle are condition(s) of the Kasasa Cash account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account(s) per SSN. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Trademarks: Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.